In Paris, San Francisco, Shanghai, Lagos and elsewhere; in garages, student dorm rooms, and co-work spaces, entrepreneurs run with an idea and the desire to change the world. I know and understand their ambition and motivation. It’s the same ambition and the same motivation that my team feels at the thought of transforming the global giant AXA has become. The digital revolution opens up a whole new era for insurance and a one-of-a-kind opportunity to revolutionize the customer experience in our industry. AI, driverless cars, blockchains, connected healthcare, robo advisors… We need to be on top of these changes. Leveraging the Group's great strength, we have embarked on a profound transformation. Innovation will play a key role in our success, which is why I want AXA to become a leader in insurance innovation.

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